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1. On November 2, 2012, around 19:10 on November 2, 2012, the attached list is recorded in relation to the accident that occurred from the stairs of the second floor in Nam-gu Incheon Metropolitan City.
Reasons
1. The following facts may be found either in dispute between the parties or in the entry in Gap evidence 1 to 5 (including paper numbers) by reference to the whole purport of the pleadings:
On September 19, 2012, the Plaintiff entered into an insurance contract with Defendant A, the period of insurance, from September 19, 2012 to September 19, 2074, where the insured is liable to compensate for a family life (the insurance amount 100 million won) and the insured is liable to compensate for a family life) with the content of an insured accident (hereinafter “instant insurance contract”).
B. According to the insurance clause of the instant insurance contract, where the insured is legally liable for any physical disability of another person due to an unexpected accident caused by the ownership, use, or management of a house on the insurance policy, which the insured lives, and an accident caused by the insured’s daily life (excluding the ownership, use, and management of real estate other than a house), the Plaintiff is liable to compensate for the insured’s damage.
C. The Defendants filed an insurance accident under the instant special terms and conditions (hereinafter “instant accident”) and claimed insurance proceeds, and the Plaintiff paid KRW 1,725,610 of the insurance proceeds to the Defendant on December 13, 2012. On November 2, 2012, the content of the insurance accident was around 19:00, Defendant A suffered c2-day c2 days, which is a residence of the Defendant A (hereinafter “instant housing”) from the stairs of the Southern-gu Incheon Metropolitan City 2nd floor (hereinafter “instant housing”).
2. The assertion and judgment
A. The plaintiff alleged by the parties to the medical record against the defendant B stated that the place of the accident in this case was not the place of residence of the defendant A, and the accident in this case.