1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiffs, as shown in the attached Table, opened a deposit account with the Defendants, a financial institution, and used Internet banking and tele-banking services while conducting financial transactions.

B. Plaintiff Q and Plaintiff R applied for the use of telebanking services at the Defendant Community Credit Cooperatives Federation of Korea, a financial institution, to receive a request from an investigating agency for cooperation in investigation after receiving a false statement from a person who misrepresented himself/herself, and notified his/her name holders of financial transaction information, such as a security card number.

In order to transfer money in each account in the name of the plaintiffs to a third party by giving the financial transaction information of the plaintiffs and the mobile phone numbers obtained through the above method to each of the relevant defendants, such as the statement in the attached Table through telebanking.

(hereinafter referred to as “the instant type 1 incident”), which is a series of financial transactions by a person without name or name.”

The rest of the plaintiffs, other than the plaintiffs, entered financial transaction information, such as their own personal information, account number, account password, security card number, credit card number, and credit card number, etc., on the aforementioned false website, or verbally disclosed such financial transaction information to a person who has failed to know his/her name via a telephone, by accessing a false website created similar to the investigation agency's website as requested by a person who has failed to know himself/herself.

In order for the Defendants, a financial institution, using the above authorized certificate and financial transaction information, to have access to the Internet banking site operated by the Defendants using the above Plaintiffs’ financial transaction information and to have an authorized certificate issued or reissued, and then, using the above authorized certificate and financial transaction information, to instruct the Defendants, a financial institution, to account transfer the amount in each of the above Plaintiffs’ accounts to a third party’s account.