1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiffs: (a) opened a deposit account as indicated in the column of “Account” as indicated in attached Table 1 and used Internet banking services while conducting financial transactions with the Defendant New Korea Agricultural Cooperative (hereinafter “Defendant Bank”); (b) Korea Bank; (c) Nonghyup Bank; (d) Nonghyup Bank; and (e) Gwangju Bank (hereinafter “Defendant Bank”); and (e) Dong-dong Agricultural Cooperative, which is a local agricultural cooperative under the Agricultural Cooperatives Act.

B. The name-free person demanded the Plaintiff A, B, C, D, E, F, and H to post a telephone to misrepresent the prosecution investigator and the prosecutor to cooperate in the investigation, and induce the said Plaintiffs to access the false site created similar to the prosecution’s Internet site.

Accordingly, the above plaintiffs connected the above false site and entered the financial transaction information, such as their account number, account password, transfer password, authorized certificate password, and security card number, into the above false site, in accordance with the direction of the person who has failed to obtain his/her name and the guidance on the above false site.

In addition, the name-free person requested financial transaction information from the plaintiffs G and I as if he/she would arrange low interest rates loans by leading the plaintiff G and I to the new bank staff by posting a telephone.

Accordingly, the above plaintiffs were informed of their own account number, account number, transfer password, authorized certificate password, security card number, and other financial transaction information.

C. A person with poor name was re-issued an authorized certificate in the name of the plaintiffs using the plaintiffs' financial transaction information obtained by the above method.

By using the authorized certificate obtained as above and the financial transaction information, the name-free person is respectively between the Plaintiff A, B, C, D, E, G, and H’s name and the Defendant SB Savings Bank, SBB Savings Bank, EB Savings Bank, Hyundai Capital Savings Bank, and E&P Social Loan, respectively.