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(영문) 대전지방법원 2020.07.23 2019고단4749
사기
Text

Defendant

A Imprisonment with prison labor for one year, and for two years, each of the defendants B.

Reasons

Punishment of the crime

From August 2018 to February 2019, the Defendants concluded a branch contract with an insurance company such as C Co., Ltd. with the victim D Co., Ltd., which entered into an insurance agency contract, and set up the DF branch in Seo-gu, Daejeon, Seo-gu, Daejeon, and sold life-long insurance products, etc. with the content that the insured should pay the total amount of insurance proceeds when the insured dies with the insurance period.

In the event that the Defendants sold the insurance products, the Defendants were to be paid the commission according to the solicitation performance, the commission as a result of policies having the nature of performance-based bonuses, and the premium for branch operations (in addition to the three types, hereinafter referred to as “insurance commission”).

The Defendants suggesting that they will pay insurance proceeds to the persons who are recruited to loan money or small amount of money, and had them enter into a false insurance contract, in particular a life insurance contract with an insurance company with a high advance payment commission rate, and the Defendants are willing to receive insurance fees from the damaged company in a way that they do not pay insurance premiums after receiving insurance fees from the victimized company.

around September 2018, the Defendants: (a) concluded a false insurance contract in the F branch office of the F branch office in which the Defendant would make payments for the insurance premium in the name of the Defendant, and (b) concluded a false insurance contract in his name; (c) the policyholders do not intend to actually subscribe to the insurance and maintain the insurance contract; (d) the Defendants did not have any intent or ability to continue to pay the contractor’s large amount of the insurance premium due to the excessive debt, and (e) the Defendants would cause the damage company to pay the insurance premium in lieu of their intent or ability to pay the contractor’s large amount of the insurance premium, and (e) by deceiving the said G to the employees in charge of the damage company by allowing the said G to subscribe to the life insurance product of the C branch office, and then deceiving them from the damage company on October 25

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