The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal (4 months of imprisonment) is too unreasonable.

2. In full view of various circumstances, including the Defendant’s confession and character, the Defendant’s non-paid installments up to KRW 20,220,000, the damage has not been recovered, the victim’s punishment is sought, and the Defendant’s age, character and conduct, the motive, means and consequence of the instant crime, and the circumstances after the commission of the crime, etc., the lower court’s punishment is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.