Defendant shall be punished by a fine not exceeding 3.5 million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

The Defendant did not register credit business, and around 15:00 on February 26, 2013, around 15:00, at a 3rd anniversary of Changwon-si, the Defendant made a loan contract with the victim D as KRW 2,00,000 per day, and KRW 40,000 per day, respectively, respectively; ② at the Feita house located at the window E of Changwon-si on January 25, 2013, the Defendant made a loan contract with the victim as KRW 1,00,000 per day; ③ at the H counter of Changwon-si on December 14:00 on December 14, 2012, at the victimJ made a loan contract with the victim D as KRW 1,00,000 per day, and received KRW 257,00 per annum in excess of the interest rate prescribed by the Act.

Summary of Evidence

1. Defendant's legal statement;

1. Statement made to D by the police;

1. Application of each certificate of borrowing and each letter (D, G, and J) statute;

1. Article 19 (1) and 1, Article 3 (1), Article 19 (2) 3, and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts (Selection of fines in consideration of the initial crime, reflectivity, frequency of crimes, etc.);

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;