1. Based on the insurance contract listed in the separate sheet 1, the Defendants are on the ground of the accidents listed in the separate sheet 2.

1. Basic facts

A. On July 30, 2009, the Plaintiff entered into an insurance contract with Defendant A (hereinafter “instant insurance contract”) with the period of insurance from July 30, 2009 to July 30, 2059, the insurance premium of KRW 68,780 per month, the insured C, the legal heir of the beneficiary of death insurance, the beneficiary of death insurance, the insurance premium of KRW 200 million (hereinafter “instant insurance contract”).

B. C died between December 16, 2013 and December 21, 2013, from 10:20 to 21:00 on December 16, 2013, by opening a cover of the brupted 305, 1002, and the deceased’s heir of the deceased C (hereinafter “the deceased”), the husband of the Defendant A and his child, the husband of the deceased.

C. Of the terms and conditions of the instant insurance contract, the content pertaining to this case is as follows.

Article 15 (Compensation for Loss) ① When the insured (hereinafter referred to as “insured”) as stated in the Insurance Policy (Insurance Policy) has suffered bodily injury (excluding bodily assistance equipment, such as acceptance, will, bill, rule, etc.) due to a sudden and incidental accident (hereinafter referred to as “accident”) during the insurance period, the Company is bound to compensate for the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with the terms and conditions.

Article 17 (Insurance Money for Death) (1) If the insured was injured due to an accident as provided for in Article 15 (Compensation for Loss) and died as a result of the accident within two years from the date of the accident, the company shall pay to the beneficiary the amount of insurance coverage for the injury, death, and post-accident disability as stated in the insurance policy (Insurance Policy) as the insurance money for death.

Grounds for recognition: A1-4

2. Determination

A. The plaintiff asserts that the deceased was deceased due to disease not caused by sudden and incidental accidents, which are determined as damages to be covered by the insurance contract of this case, and therefore, the plaintiff did not have a duty to pay the Defendants the insurance proceeds of injury resulting from the death of the deceased under the insurance contract of this case.