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(영문) 광주지방법원 2019.07.04 2017가합56976
채무부존재확인
Text

1. As to the accidents listed in the attached Form 1, the plaintiff against the defendant based on each insurance contract listed in the attached Form 2.

Reasons

1. Article 15, Annex 2, Section 4 of the Basic Facts is set out in Article 14.

(Compensation) ① If the Insured (hereinafter referred to as the "insured") stated in the Insurance Policy (Insurance Policy) has suffered bodily injury (excluding personal injury, personal injury, bill, doctor's duty, and so on) due to any sudden and incidental accident during the insurance period (hereinafter referred to as the "accident"), the Company shall compensate for the damage resulting from the injury (hereinafter referred to as "damage") in accordance with this Policy.

Article 18 (Attachment 2 (4) Insurance is stipulated in Article 17.

(2) In case the insured has suffered from injury due to an accident as provided in Article 15 (Compensation for Damages), and the insured has lost part of his body within two years from the date of the accident as a direct result, or has lost its function permanently and the remaining disability (hereinafter referred to as "general disability") exists, the amount calculated by multiplying the insurance coverage amount of the injury, death or disability after the death as stated in the insurance policy (insurance Policy) by the payment rate as provided in the Disability Classification Table shall be paid to the beneficiary as the general accident after the injury.

The plaintiff is a corporation under the Commercial Act with the business purpose of insurance business, and the defendant is a person who has concluded each insurance contract listed in the separate sheet 2 with the plaintiff (hereinafter collectively referred to as "each insurance contract of this case"), and each insurance contract includes an injury insurance agreement with the following contents:

B. On March 19, 2016, the Defendant was subject to the instant accident that took place from the stairs located in Gwangju Mine-gu C (hereinafter “instant accident”).

C. On March 19, 2016, the Defendant: (a) received a diagnosis from the Fchip located in Gwangju Mine-gu E on a 25th left-hand side of the pachip; and (b) issued a pachip on June 17, 2016.

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