1. All appeals filed by the plaintiffs are dismissed.

2. The costs of appeal are assessed against the Plaintiffs.

The purport of the claim and appeal is the purport of the appeal.

1. On May 6, 2008, the obligor, as of May 6, 2008, approved that the total amount of the loans (50 million won as of January 3, 2007, KRW 2 million as of February 1, 2007, and KRW 9.5 million as of February 1, 2007, as of February 1, 2007, was paid by the obligee, and subscribed for reimbursement in accordance with the following provisions, and the obligee accepted this.

Article 2 (Period and Method of Performance) Full Repayment shall be made not later than December 1, 2007.

Article 3 (Interest) Interest shall be fixed at 49% per annum.

Article 5 (Compensation for Delay) If the debtor delays the repayment of the above amount, the damages for delay shall be paid to the creditor at the rate of 49% per annum to the delayed amount.

On May 6, 2008, the Defendant and E, who had been a registered credit service provider, drafted by a notary public the notarial deed of debt repayment contract (quasi-loan for Consumption) as follows, No. 2642, 2008, as the notarial deed No. 2642.

B. On March 30, 2009, the Defendant and E drafted each of the following letters (hereinafter “instant letter”) and written confirmation (hereinafter “instant confirmation”).

The name of each debtor: E has agreed on the original repayment of the loan with the creditor, and I shall pay in good faith according to the following repayment methods:

The actual amount of redemption of the debt: The repayment method of the total amount of debt related to the notarial deed No. 2642 of March 30, 2009: (60 months from March 30, 2009 to March 30, 2014: A repayment method of lump-sum redemption and other matters: A security shall be provided for the real estate owned by the principal (O in Chang-gun, Seoul).

The name of the debtor: He does not raise any civil or criminal objection against the transfer of ownership (principal registration) caused by the debtor's negligence; he/she can re-register the transfer registration if the debtor himself/herself redeems the principal, interest, expenses, tax, etc. within the period of (60) months after the principal registration of the creditor who has been prepared with C Limited Company and C Limited Company.

- The debtor is secured by the creditor (O in Chang-gun).