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1. The plaintiff's claims against the defendants are all dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
(a) B owns storage facilities or Class II neighborhood living facilities on the sloping roof of the sloping roof of the general steel structure, each of which consists of the heading, Nabing, Dacing, and Racho Lake-gu, Seoyang-gu, Mangyang-si, Mangsan-si, and each of the buildings is located as follows on-site photographs:
B. D around 2012, from B, leased each of the first and second floors of the instantRadong building from B, and operated a restaurant with the trade name of E on the first floor, and the second floor was used for residential purposes.
D On May 27, 2013, the Plaintiff and the second floor of the instant building from May 27, 2013 to May 27, 2018, the insurance coverage period was from May 2013 to May 27, 2018, and the insurance coverage amount of the subject matter and the amount of the insurance policy was concluded with the General Insurance Contract (hereinafter referred to as the “instant insurance contract”) with the amount of KRW 60 million in total, internal facilities: KRW 40 million in total, food: KRW 5 million in total, KRW 20 million in total, and KRW 10 million in total.
C. On November 2011, Defendant A was engaged in the wholesale, retail and electronic commerce business, such as kitchen supplies, etc., from the name of Goyang-si, Goyang-si, Busan-si to G, and Defendant A leased from B the first floor and the second floor of the Dong building in this case and moved the place of business of the said enterprise to Bdong building.
On February 17, 2011, Defendant A entered into an insurance policy with respect to Defendant Samsung Fire and Marine Insurance Co., Ltd. and the place of business located in Sunyang at the time, with the insurance period from February 17, 2011 to February 17, 2016, with the amount of insurance coverage of KRW 300 million as fire liability, etc., Defendant A changed the subject matter and location of the insurance into the instant Bdong building on December 29, 201.
On December 18, 2014, at around 03:30, a fire occurred on the first floor of the instant B-dong building that Defendant A leased and possessed, and the burning took place in the order of the second floor of the B-dong building, the multi-Dong building, and the D owned in the B-owned building and the Dong building.