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(영문) 전주지방법원 2011.04.12 2010고단2620
사기
Text

A defendant shall be punished by imprisonment for not more than ten months.

Reasons

Punishment of the crime

A person who intends to subscribe to insurance shall notify an insurance company of important matters that may affect the conclusion and details of the contract.

In addition, the medical history of cardiopulmonary diseases, such as cardiopulmonary diseases and hearts, cannot be covered by an insurance policy with the content that a person with such diseases receives hospital treatment costs or medical expenses, etc. as insurance proceeds when receiving hospital treatment due to illness, injury, etc.

However, on June 16, 2002, the Defendant was diagnosed as a high-tension heart disease accompanying the heart, even in the case of D internal departments located in Yeongdeungpo-gu Seoul Special Metropolitan City on November 14, 2002, which had been diagnosed as a non-major heart disease and was administered with a medication blocking system, after undergoing a cardio-high speed test, after undergoing a cardio-high speed test, from around November 16, 2002 to around November 30, the Defendant was diagnosed as a high-tension heart disease accompanied by the heart. Even in the case of D internal departments located in Seo-gu Seoul Special Metropolitan City on November 16, 2002 and around November 30, 2002, the Defendant was diagnosed as a high-tension heart disease accompanied by the heart part in the above D.

Therefore, when receiving hospital treatment due to disease, injury, etc., the Defendant is prohibited from being insured with the content of receiving hospital treatment expenses or medical treatment expenses as insurance money, and the Defendant should notify the above medical history to the insurance company before being insured.

Nevertheless, the Defendant, with the intent to conceal the fact that he received treatment due to the above disease and subscribed to an insurance policy. On February 10, 2004, when the Defendant contracted a disease with the victim M&C Life Insurance Co., Ltd., the Defendant subscribed to an insurance policy with love C&C, rather than paying medical expenses and paying hospitalization expenses. On September 20, 2004, the Defendant entered into a restoration contract with the victim Co., Ltd. for the non-dividend New S&P insurance with which it can be guaranteed the same content as the victim Co., Ltd., and entered into a restoration contract with the victim Co., Ltd. on September 20, 204.

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