1. The judgment of the court of first instance is modified as follows.

The defendant shall pay to the plaintiff KRW 9,433,633 as well as to the plaintiff on August 12, 2014.

1. Basic facts

A. The Plaintiff entered into an insurance policy with respect to the six-story 632.78 square meters (hereinafter “instant building”) among the buildings located in Seoul Special Metropolitan City, Nowon-gu, Seoul Special Metropolitan City (hereinafter “instant building”) owned with B, with the coverage amounting to 480,000,000, and the insurance period from March 18, 2014 to March 18, 2015 (hereinafter “instant insurance contract”).

B. From October 2, 2012, the Defendant leased 6th floor No. 22, 375.21m2 (hereinafter “instant leased building”) among the instant leased buildings from B, and operated KIKO in the name of D from October 2, 2012.

C. On June 19, 2014, around 04:05, a fire (hereinafter “the fire in this case”) presumed to have burned combustible materials, such as electric wires, clothes, etc., that occurred from air conditioners landfill-type distribution vessels and internal distribution lines of the leased building in this case, caused damage to which the air conditioners inside the leased building in this case, or the air conditioners, air conditioners, food washing equipment, and other air conditioners inside the leased building in this case were destroyed, and the facilities and equipment located inside the nursing Institute for the operation of B, located adjacent to the leased building in this case, and caused damage to ask for their drinking, etc.

(hereinafter “Damage to the non-leased building of this case”). D.

The results of the investigation conducted by the Seoul Labor-Management Fire Center, the National Science Investigation Institute, and the Seoul Labor-Management Police Station are as follows.

A fire is presumed to have burned combustible materials, such as neighboring electric wires, clothes, etc., by the sprink, which occurred from the sprink of air conditioners reclamation-type ship and internal distribution line, and the cause of the fire is presumed to be electrical factors (unexplosion). The launching point of the National Institute of Science and Investigation of the Republic of Korea: the area around the wall where the air conditioners are installed is relatively profoundly burned, and the first launching point is likely to be around the air conditioner.