1. The Plaintiff (Counterclaim Defendant) is liable to pay insurance proceeds with respect to the Defendant (Counterclaim Plaintiff)’s injury on May 17, 2013.

The principal lawsuit and counterclaim shall be judged together.

1. Basic facts

A. The Plaintiff concluded each of the following insurance contracts with the Defendant as the insured between B and B:

(hereinafter “instant insurance contract”) On February 3, 2003, Cheongsksung Posty Insurance on August 31, 2006

B. At around 11:40 on May 17, 2013, the Defendant sustained injuries on both knee and knee, while going beyond the wooden stairs from among the Dokdong in Gangseo-gu Seoul, Gangseo-gu, Seoul.

hereinafter referred to as the "accident of this case"

The plaintiff filed a claim for insurance money for treatment costs and post-payment disability after having received both knee-knee-knee-knee-knee-knee-kne

[Reasons for Recognition] Facts without dispute, Gap 1, 2 evidence, Eul 1 and 2 evidence (including each number, if any; hereinafter the same shall apply), the purport of the whole pleadings

2. The parties' assertion

A. The plaintiff's argument that the defendant's disability occurred due to a sedentary disease unrelated to the accident of this case, and thus, the plaintiff has no obligation to pay the insurance money under the insurance contract of this case.

B. Since the accident of this case or the accident of this case affected the aggravation of the sediment disease, which occurred to the defendant, the plaintiff is obligated to pay 30,000,000 won as part of the medical expenses and disability compensation under the insurance contract of this case to the defendant.

3. Each of the evidence evidence No. 4, No. 7, and No. 11, as shown in the Defendant’s assertion that the instant accident occurred.

However, the following circumstances, i.e., ① the Defendant from March 21, 201, before the instant accident, was discovered due to the reduction of the official distance and the formation of a stimul, and the discovery of the stimule macy between the left stimul and the inner half-yearly stimulsa in the right stimul, and ② the fact that the stimule of the stimulma and the inner half-yearly stimulsa in the right stimulsa, etc. are discovered.