1. The Defendants are jointly and severally liable to the Plaintiff for KRW 15,138,958 and KRW 10,000,000 among them, from August 12, 2014 to February 4, 2015.

1. The Plaintiff loaned KRW 100 million to the Defendant Company based on the loan agreement between the Plaintiff and the Defendant Company A (hereinafter “Defendant Company”) on May 25, 2011. The Defendant Company used the Plaintiff’s credit card pursuant to the credit card subscription agreement on November 2010 and June 2011, and Defendant C guaranteed the Defendant Company’s obligation to lend and use credit cards. The Defendant did not pay KRW 10 million out of the loan principal, credit card use amount, KRW 3,883,172, and interest and delay damages therefrom.

In accordance with a loan agreement between the Plaintiff and the Defendant, the Plaintiff loaned each of the above money to the Defendant Company on September 29, 201 and September 28, 2012, based on a loan agreement of KRW 20 million, and KRW 17 million on September 28, 2012, and the Defendant Company did not pay the principal and interest of each of the above loans and delay damages.

Pursuant to each of the above agreements, the Plaintiff seeks to pay loans and credit card use fees and damages for delay, etc. to the Defendant Company, and seek joint and several surety obligations from the Defendant C.

2. Judgment by service (Article 208 (3) 3 of the Civil Procedure Act).