1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. Insurance Contract D entered into a family love insurance contract with the Defendant to cover the followingless dividends:

(1) Insurance coverage period of the insured (hereinafter referred to as “instant insurance contract”) D, beneficiary statutory heir 2): Basic / Selection Contract I on July 27, 2009 - the selective contract II on July 27, 2006 - July 27, 2009 - In the case of general injury, KRW 30 million in the case of death, KRW 5 million in the case of death, and KRW 5 million in the case of death), Article 13(1) of the Act on the Payment of Insurance Money, Article 13(1) of the Act on the Payment of Insurance Money, which provides for compensation for damage caused by injury to the body of the insured who suffers from a sudden and unexpected accident during the insurance period.

(2) The injury referred to in paragraph (1) shall include addiction symptoms resulting from the inhalement, absorption, or taking in of poisonous gases or toxic substances at the time of an incidental stage.

However, the addiction symptoms generated as a result of the food poisoning and habitually inhaled, absorption, or intake are not included.

Article 15 Where an insured person suffers an injury due to an accident prescribed in Article 13 and dies within two years from the date of the accident as a direct result, the total amount of insurance coverage shall be paid to the beneficiary as the death insurance amount.

Article 1 of the Special Clause for the Death of a Disease shall be paid to the beneficiary if the insured dies due to a disease during the period of insurance.

B. D’s death 1) around 06:50 on March 30, 2014, D’s 06:50, 2014, she was found and reported to the police that D’s she was deprived of his/her clothes in his/her members E and 102, and that he/she died on the back of the bend floor of the bend and then died in the future. 2) D’s front wife she was frequently drinking to the police without drinking for about two to four-seven days. At around 19:00 on the preceding day, D’s she was drinking alone. It was considered that he/she died of drinking, and that he/she did not want to undergo autopsy.”