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(영문) 서울남부지방법원 2015.05.15 2014가합12608
보험금
Text

1. The Defendant: KRW 18,00,000 to Plaintiff A; KRW 12,00,000 to Plaintiff B; and each of them, from November 15, 2014 to May 1, 2015.

Reasons

1. Under the main contract of this case, the Defendant shall not pay the amount of the death insurance money of KRW 30,000,000 in the amount of the death insurance money of KRW 90,000,000, the heir of the heir of the beneficiary of this case, who directly caused the loss due to the condition for the payment of the death insurance money of KRW 37,00,00,000, when the deceased intentionally damaged himself.

Provided, That where the deceased has damaged himself/herself in the state of mental illness, and where he/she commits suicide after two years from the commencement date of the contract liability, insurance money shall be paid

(Article 20(1)1 of the State Contract Clause of this case. Matters not stipulated in the Special Agreement for the Death of Disaster of this case shall be governed by the provisions of the State Contract Clause of this case (Article 17(1) of the Special Agreement for the Death of this case). A.

On January 2, 2004, the deceased C(hereinafter referred to as “the deceased”) entered into a “Type 2 of Loved Life Insurance Co., Ltd. (Securities No. 2040100818) with the content that the heir would receive the death benefit when the deceased died between the Defendant and the deceased (hereinafter referred to as “the deceased”), and concluded a special agreement on the death of a disaster for which the heir would additionally receive the death benefit if the cause of death is “disaster”.

(hereinafter referred to as the prime contract is referred to as the “instant prime contract,” and the part of the instant special agreement for death of a disaster is referred to as the “instant special agreement for death of a disaster”). Of the main contract of this case and the contents of the special agreement for death of a disaster, the issues of this case are as follows.

B. At around 04:00 on June 29, 2014, the Deceased murdered D from 309 Fmotour in Yangcheon-gu Seoul, Yangcheon-gu, and died on his own on the same day at around 09:00 on the same day.

C. At the time of the deceased’s death, there was a plaintiff A and his wife as his wife, and the plaintiff B as his wife.

[Ground of recognition] Facts without dispute, Gap evidence 1 to 3, Gap evidence 5 to 8, Eul evidence 1 and 2 (including branch numbers; hereinafter the same), and the purport of the whole pleadings.

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