1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On November 19, 2007, the Defendant entered into an insurance contract in attached Form 1 (hereinafter “instant insurance contract”) with the Plaintiff as the insured and the beneficiary of the out-of-life insurance money, and entered into an insurance contract with the content that the insured receive hospital allowances, etc. from the Plaintiff when they receive treatment for injury or disease (hereinafter “instant insurance contract”).

B. From June 20, 2008 to June 23, 2008, the Defendant was hospitalized in B hospital for four days on the ground of a scarcity scarcity scarcity scarke, and from that time, received a total of 13 days of hospitalization as shown in the attached Table 2 from that time until April 3, 2015.

Since then, the defendant received 29,423,080 won according to the insurance contract of this case as insurance money, etc. from the plaintiff.

C. Meanwhile, the insurance contracts that the Defendant concluded with the insurance company including the Plaintiff before and after the conclusion of the instant insurance contract as the insured, and the insurance premiums, hospitalization allowances, and the details of the paid insurance money are as listed below.

Serial 1: 08,00 Hab-10,000 Hab-10,000 Hab-10,000 Hab-10,000 10,000 on December 5, 1997; 2KB-2 0,900 20,90 20,000 30,900 20,000 30,000 6.10,000 3.0,000 3.0,000 3.0,003,00 6.0,003,00 20,000 6.1,06,000 6.1,06,000 6.1,06,06,07,000 6.7,06,05,04,07,00