1. Defendant Dongdong Life Insurance Co., Ltd. is the Plaintiff A with KRW 18,00,000 and KRW 12,00,000 for Plaintiff B, and Defendant.

1. Basic facts

A. The defendant Dongdong Life Insurance Co., Ltd. and the defendant Dong Life Insurance Co., Ltd. (hereinafter “Defendant Dong Life Insurance”) on March 29, 1995

B) In concluding the “Class 1” insurance contract by designating the insured as the legal inheritor at the time of the death of himself/herself and the beneficiary as the legal inheritor, the insured agreed to receive KRW 30,000,000 as the insurance money for death in a disaster (hereinafter “Class 1 insurance contract”).

2) The provisions relating to this case in the insurance terms and conditions that apply to the first insurance contract are as follows:

Article 7 (Grounds for Payment of Insurance Money) (1) If a cause falling under any of the following subparagraphs occurs to the insured, the Company shall pay the insurance money agreed to the beneficiary:

5. When the insured has died due to a disaster other than a traffic disaster (hereinafter referred to as "disaster"), among the disasters prescribed in attached Table 2 (Disaster Classification Table) during the insurance period, or when he/she has become a state of disability of Grade I: The term "disaster classification table" in attached Table 2 means an accident that occurs by a contingency (if, as a person with a disease or physical damage, which has caused a minor external factor, or the symptoms thereof have aggravated, such minor external factor shall not be deemed an contingency accident) and is in accordance with the following classification:

15. Other unforeseen accidents.

B. The Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Marine Fire Insurance”) Co., Ltd. (hereinafter “Defendant Hyundai Marine Fire Insurance”) on August 22, 2007

Between B and B, the insured is named as a legal heir at the time of death, and the non-dividend NewIP insurance Hi0704 contract is concluded.