Defendant

A Imprisonment with prison labor for one year, and for ten months, each of the defendants B.

except that from the date this judgment becomes final and conclusive.

Punishment of the crime

1. Defendant A

(a) No person violating the Electronic Financial Transactions Act shall transfer or acquire the means of access in using and managing the means of access;

On November 2, 2011, the Defendant received the account number of the NongHyup Account (Account Number F) opened in the name of E from the Nongsan Station located in Gangseo-gu Seoul Metropolitan Government, 653, Gangseo-gu, Seoul, and the debit card and the debit card password connected to the above account.

Accordingly, the Defendant acquired the means of access.

B. The Defendant violated the Act on the Registration of Credit Business and the Protection of Financial Users: (a) operated a lending company with the trade name “G Capital” between the first patrolman on November 201 and February 2012.

On November 201, 201, the Defendant: (a) entered into a loan transaction agreement with the victim B on the condition of KRW 3 million, maturity date 90 days, and 40,000 won on the condition of KRW 40,000; and (b) granted KRW 2,70,000,000 after deducting 30,000,000 from the pre-paid interest rate; and (c) received the daily interest rate of KRW 243.5%.

C. The Defendant in violation of the Personal Information Protection Act is a person who operates a heart center in the name of the “J Office” in the Gangseo-gu Seoul Metropolitan Government I building from the middle of February 2012.

On February 21, 2012, the Defendant: (a) requested B, who is an administrative public official working in the K K community service center, to inquire about information about L and M for the collection of claims from the Defendant; and (b) B inspected L and M’s resident registration matters through the resident registration network system; and (c) sent his resident registration domicile to the Defendant via mobile phone text messages.

As a result, the Defendant requested N, a personal information trading business entity that trades another person's personal information, to inquire about another person's personal information, and paid money to B.