A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. A person who intends to engage in loan business in violation of the Act on the Registration of Loan Business, etc. and Protection of Financial Users shall register his/her business with the Special Metropolitan City Mayor, Metropolitan City Mayors, Metropolitan Autonomous City Mayors, Do Governors, or the Special Self-Governing Province branches having jurisdiction over the relevant business establishment, and shall not receive interest exceeding 24 percent per annum, which is the highest interest rate under contract for lending and borrowing of money provided for in Article 2 (1) of the Interest Limitation Act, from an unregistered credit service provider;

Nevertheless, the Defendant did not register the loan business with the competent authorities on August 5, 2019, lent KRW 500,000,000 to C on the condition that C receive interest of KRW 8% per month from the French City B (hereinafter referred to as "Sacheon City B") around August 5, 2019, and thereafter lent KRW 50,000 to December 9, 2019, as shown in the list of crimes in attached Form (1), and received interest exceeding the statutory limit.

Accordingly, the defendant operated unregistered loan business and received interest exceeding the legal limit interest rate.

2. A person who collects claims in violation of the Fair Debt Collection Practices Act shall not engage in any act that seriously undermines privacy or peace in business by repeatedly speaking, writing, or sound call to the debtor in connection with debt collection without any justifiable ground to arouse fear or apprehension;

Nevertheless, on February 20, 2020, the Defendant: (a) viewed the victim D (Woo, 41 years of age) at a bit of bit of bitch, frith, frith, frith, 2020.

Doese Doese

Mancy

Lesvivia?

so far as there is such human beings

At the same time from the point of time, including sending a message "I see I see I see now,"

F. From 23. 16:17 up to 23. 16:17, by transmitting text messages repeatedly to D over a total of 15 times by the aforementioned method without justifiable reasons, as shown in the list of offenses (2) in attached Form 2, thereby causing uneasiness to the victim.