A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

B. B, C is willing to raise credit rating by soliciting an unspecified large number of credit holders, unemployed persons, etc. to obtain a disguised employment or to manipulate credit card transaction performance, and to obtain a loan by deceiving financial institutions, etc. not aware of this, and the Defendant intended to act as the nominal owner of the above work loan.

On September 5, 2015, the Defendant: (a) sent KRW 2,289,740 as monthly salary from February 5, 2016 to May 9, 2016, to B under the name of the Defendant; (b) made a false business registration under the name of the Defendant (H and Kim Jeju) and made a false transaction under the name of the Defendant, and made a false credit card transaction from September 10, 2015 to March 9, 2016, and made a false credit card transaction under the name of the Defendant, including the credit card member, under the name of the Defendant, a false credit card transaction from September 10, 2015.

On May 26, 2016, the Defendant, along with B, applied for a loan of KRW 15 million when submitting a false certificate of employment, transaction performance, etc. to employees of the Victim KB bank.

However, the Defendant did not have served in the above G, and did not have any intention or ability to repay even if he did not receive a loan from the injured party due to the lack of actual transaction by using the above 11 credit cards.

The defendant, B, etc. are conspired with each other on May 26, 2016.