A defendant shall be punished by imprisonment for one year.

Punishment of the crime

On May 23, 2013, the Defendant accepted the guarantee of the KRW 20 million loan to B, and received a total of KRW 20 million from 4 financial institutions, but was able to forge the several guarantee certificates in the name of B to acquire the loan from the lending company.

1. Forgery of private documents and the uttering of falsified investigation documents;

A. On May 24, 2013, the Defendant forged a letter of guarantee in the neighborhood of the Hyundai Savings Bank and exercised the forged letter of guarantee in the name of B by means of mail, as if it was duly formed, using a tampial pen on the paper of guarantee in the Hyundai Savings Bank (Nan Savings Bank), stating that “a joint guarantor shall be jointly and severally liable for guarantee for all obligations within the scope set forth in the Hyundai Savings Bank; a joint guarantor shall be jointly and severally liable for guarantee; and a joint guarantor’s name shall be written in the column of guarantee; then “B” shall be written in the column of guarantee; and then, one copy of the letter of guarantee in the name of the joint guarantor shall be forged; and around that time, a forged letter of guarantee in the name of the Hyundai Savings Bank shall be sent to any employee whose name of the Hyundai Savings Bank is unknown, without knowledge of the forgery.

Accordingly, for the purpose of uttering, the Defendant forged a letter of collateral guarantee in the name of private document B and exercised a forged collateral guarantee certificate.

B. In the same manner, at the time, at the same place as stated in paragraph (1) of Article 1, the Defendant forged a letter of guarantee in the name of the Sejong Savings Bank’s neighborhood guarantee, and at the same time, at the same time and at the same time, the Defendant entered a false letter of guarantee in the form of three-dimensional Savings Bank’s (refinite) guarantee (refinite, a joint guarantor is jointly and severally liable with the obligor for all obligations within the scope set forth in the three-dimensional Savings Bank’s (refinite) guarantee and entered the “B” in the column of three-dimensional Savings Bank’s (refinite, and the name of the joint and several surety) and then arbitrarily signed the letter of three-dimensional guarantee in his name,