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(영문) 전주지방법원 2018.04.18 2017가합4149
보험금
Text

1. The Defendant’s KRW 350,000,000 and the Plaintiff’s annual rate of KRW 6% from July 4, 2016 to August 7, 2017.

Reasons

1. Basic facts

A. B entered into the instant insurance contract with the Defendant on February 2, 2016, around February 2, 2016, the Defendant and B entered into a non-dividend spectrum comprehensive insurance contract (Hi1601, contract number: C) with the following content:

(hereinafter “instant insurance contract”). The insured and other beneficiaries: The insurance period of statutory inheritor B: from February 2, 2016 to February 2, 2066: Insurance premium of KRW 107,000 per month: KRW 20 million per month (the due date of 80 years of age): 107,000 per month: 20 million per basic contract (the injury, death, and death, injury, death, and death, death, death, and death, 150,000 won per month.

B. To the effect that the provisions of the instant insurance contract concerning the ordinary terms and conditions of the instant insurance contract (hereinafter “instant insurance contract”) extract important contents, as follows.

Article 2 (Definition of Terms) Unless otherwise defined in other provisions of this Agreement, the definitions of terms used in this Agreement shall be as follows:

2. In cases of injury to terms related to the grounds for payment: It refers to injury inflicted upon a body (excluding bodily assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to a sudden and incidental external accident that occurred during the insurance period;

Article 3 (Grounds for Payment of Insurance Money) [Class 1] ① If the insured is dead as a direct result of an injury during the insurance period or becomes disabled by not less than 80% of the disability payment rate set forth in the Disability Classification Table (Reference Table 1) (referring to the Disability Classification Table), the company shall pay the following amounts as insurance money to the beneficiary:

1. Death insurance proceeds: Where a person dies of injury, the amount paid: Amount of insurance coverage. (1) The company shall, when it receives the documents prescribed in Article 7, have a receipt thereof, send them to mobile phone text messages, e-mail, etc., and pay the insurance proceeds within three business days from the date of receipt of such documents;

Article 16 (Designation of Representative) 1. Contractors or contractors.

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