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(영문) 대구지방법원 2019.06.19 2019고단1554
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A Imprisonment with prison labor of one year and two months, defendant B's imprisonment with prison labor of ten months, defendant C with prison labor of eight months and defendant D.

Reasons

Punishment of the crime

Defendant

D From July 5, 2016, a person operating a unregistered loan company from around July 5, 2016 to "G" in the name of "G," and around May 11, 2017, who was engaged in credit business after registration of "H," and Defendant A was in charge of providing consultation on loans, managing loans, and preparing loan account books by taking part in the above D's business from around January 2017. Defendant B took part in the above D's business from around May 1, 2017 to take charge of the contact with Defendant D and Defendant A by delivering contact information of the person who reported loan advertisement on the Internet market. Defendant C took charge of the above business from around June 22, 2018 to prepare a loan agreement, loan agreement, loan agreement, and other matters.

1. Any person who intends to engage in a single-use credit business by Defendant D shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business at each place of business, and where an unregistered credit service provider lends a loan, he/she shall not receive interest exceeding 25% per annum;

Nevertheless, the Defendant did not register a credit business, and around July 5, 2016, lent KRW 600,000 to the obligor I at the above location, and received 1,219% interest exceeding 25% of the statutory interest rate on the condition that each share of KRW 300,000 per week is repaid at the above location for three weeks, from that time until December 30 of the same year, from that time, the Defendant loaned KRW 109,260,000 in total over 235 times, and received interest exceeding the statutory interest rate.

Accordingly, the defendant operated unregistered credit business and received interest exceeding the statutory interest rate.

2. Joint criminal conduct by Defendant D and Defendant A

(a) Any person who intends to run a credit business without registration shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business by each place of business;

Nevertheless, it is not appropriate.

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