1. The Defendant shall pay to the Plaintiff KRW 85,259,404 and KRW 50,783,881 among them, 17% per annum from February 16, 2015 to the date of full payment.

1. The following facts are recognized in accordance with Gap evidence Nos. 1 to 5 and Eul evidence No. 1 (including branch numbers), and with the purport of the whole pleadings.

A. The defendant approved the application of the relevant terms and conditions such as the basic terms and conditions for bank credit transactions by creditor financial institutions, and lost the benefit of the first, second, and third loans due to delay of principal and interest. The following are the following.

The loan balance of the loan of the lending creditor financial institution and the interest accrued on the original loan balance of the lending date of the lending creditor financial institution 1 5,831,893 1,181,61,618 24,971,308 7,280,675 3 Samsung Card 15,980,680,680, 16,013,230 and 50,783,781 34,475,523 (unit : original/date: February 15, 2015)

B. Creditor financial institutions transferred the principal and interest of loans to the Defendant to the Plaintiff, and notified the assignment of claims accordingly.

C. Accordingly, the Plaintiff, as a transferee, became liable for the principal and interest of the loan to the Defendant.

(2) According to the facts of the above recognition, the Defendant is obligated to pay to the Plaintiff, a transferee of the claim, 85,259,404 won in total, and 50,783,881 won in total, calculated at the rate of 17% per annum from February 16, 2015 to the date of full payment.

The plaintiff's claim is accepted.