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(영문) 서울중앙지방법원 2016.05.12 2014가단212269
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. (1) On July 23, 2013, the Plaintiff was commissioned and worked as the Defendant’s insurance solicitor from around July 23, 2013, and the Plaintiff solicited type B B to buy insurance, and B entered into an insurance contract on April 29, 2014 with the Defendant “non-dividend M-Baset1404 Living Schedule” (hereinafter “instant insurance contract”).

(2) The main contents of the insurance contract relating to the instant case are as follows.

Insured: The insurance period of KRW 179,100: From April 29, 2014 to April 29, 204 (30 years): General injury, death, death, death, death, death, or death due to an injury in general: gold KRW 30 million: Death resulting from an injury in general: gold KRW 30 million: Additional amount of a disease resulting from an injury in KRW 30 million (1): 40 million (Special Terms and Conditions for the Guarantee of Death of a Disease): 40 million (Special Terms and Conditions for the Guarantee of Death of a Disease): Korean company (referring to the defendant; hereinafter the same shall apply) under Article 1 (Grounds for Payment) of the Special Terms and Conditions for the Guarantee of Death of a Disease, and where the insured under the Insurance Policy dies due to a disease the period of which has become final and conclusive during the period of insurance of the Special Terms and Conditions for the Guarantee of Death of a Disease, the full amount of the insurance amount paid for the death of a disease shall be the insurance proceeds.

[Additional Terms and Conditions for the Guarantee of Death of a Disease] Article 1 (Reasons for Payment of Insurance Money) Korean Company will pay to the beneficiary the total amount of insurance coverage of this Special Terms and Conditions if the insured under this Insurance Policy dies due to a disease which has been diagnosed within the insurance period of the Additional Terms and Conditions for the Guarantee of Death of a Disease

[The Special Terms and Conditions for the Guarantee of Injury to the Death or Death of the Aged] Article 1 (Grounds for Payment of Insurance Money) our company shall pay the insured under the Insurance Policy to the beneficiary with the agreed insurance money if any of the following events occurs during the insurance period of the Special Terms and Conditions for the Guarantee of Injury to the Aged:

(1) If a disease determined during the period of insurance dies, this Special Agreement shall apply.

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