[Defendant A] The defendant shall be punished by imprisonment for two years.

[Defendant B] The defendant shall be punished by imprisonment for six months.

except that this judgment.

Punishment of the crime

[Criminal Justice] On October 8, 2009, Defendant A sentenced one year and three months to imprisonment for fraud, etc. at the Seoul Northern District Court on June 19, 2010, and completed the execution of the above punishment. On December 27, 2013, Defendant A appealed one year and six months of imprisonment for fraud with prison labor at the Jung-gu District Court on May 28, 2014, and the judgment became final and conclusive on June 6, 2014.

【Criminal Facts】

Defendant

A(O) is a person who provides false security to other credit service providers and provides them with loans and receives fees in collusion with a large number of credit service providers and nominal holders at any time.

The "PP" is an enterprise that solicits creditors to arrange a loan agreement, and the defendant A informs each nominal lender of the following loan agreements to the place where they enter into a loan agreement.

1. On July 3, 2012, Defendants A, A, and B purchased an apartment with a former tenant from the amount after deducting the deposit for the deposit for the deposit for the lease of the apartment, and conspired to acquire the apartment by deceiving the apartment as if there is no former tenant and providing it as security and acquiring the loan which exceeds the collateral value.

Defendant

A around May 2012, with the consent of Defendant B stating, “If he/she lends his/her name to obtain a loan by inserting a house in the name of four as a security, he/she will pay five million won in return.” On June 8, 2012, he/she purchased 1106 Dong 206-dong 206 in the name of Defendant B using his/her identification card, etc. which he/she obtained from Defendant B in the name of Defendant B and completed the registration of transfer of ownership by purchasing 170 million won (the sale price - KRW 120 million - the lease deposit 120 million).

Defendant

A On July 3, 2012, Defendant B instructed Defendant B to the effect that “A would not have any former revenue if the lending business entity asks for the relocated household,” and accordingly, Defendant B would be the victim S who became aware of the fact by introducing Q credit business entity to its employees in the Q credit business entity in Guri-si on the same day.