1. The insurance contract concluded between the plaintiff and the defendant is invalid.

2. The defendant shall be the plaintiff.

1. Basic facts

A. On December 30, 2009, the Defendant entered into the instant insurance contract with the Plaintiff as the insured on December 30, 2009 (hereinafter “instant insurance contract”).

The insurance contract of this case includes a special agreement that guarantees 30,000 won per day in the case of being hospitalized by the insured due to an injury, and 40,000 won per day in the case of being hospitalized by a disease.

B. After entering into the instant insurance contract, the Defendant was hospitalized for 443 days from July 8, 2010 to August 2, 2010 due to the diagnosis of the blue joints and human sloping, etc. on July 8, 2010, the Defendant received hospital treatment for 26 days from the same date, as indicated in the following table, and was hospitalized for 28 days in total from July 8, 2010 to January 24, 2014.

The Defendant received insurance money of KRW 21,470,000 in total from the Plaintiff on the ground of the foregoing insured events.

Serial 10.7. 8- 26 20. 10. 8- 20. 10. 10. 10- 20. 10- 20- 10. 10- 206. 10- 206. 20- 10. 20- 10- 106. 20- 106. 20- 106. 10- 106. 20- 106. 20- 106. 20- 14. 106. 20- 10. 14. 20