1. As to KRW 196,814,574 and KRW 182,00,00 among them, the Defendant shall pay to the Plaintiff KRW 196,814,574 from June 20, 2014 to November 2, 2016.

Basic fact: In the insurance contract between the plaintiff and the defendant, the general injury, death, disability insurance amount of KRW 100 million: The company (the defendant) will pay the beneficiary the total purchase amount of the insurance amount of this special contract stated in the insurance policy, if the insured suffered bodily injury during the insurance period, and the insured loses part of the body within two years from the date of the accident as a direct result after recovering the injury, or his/her function has been permanently lost, or there is a disability with at least 80% of the payment rate specified in the attached Table 1 (Disability Classification) as a result of the accident.

In general, when the insured suffered the above injury and lost a part of the body within two years from the date of the accident as a direct result, or the function thereof has been permanently lost, and there remains a disability for which the payment rate prescribed in the above disability classification table is less than 80%, the company (the defendant) shall pay to the beneficiary an amount calculated by multiplying the insurance amount of this special terms and conditions stated in the insurance policy by the payment rate prescribed in the above disability classification table.

In general injury compensation insurance: 100 million won (the defendant) company shall pay 100 million won (the defendant) to the beneficiary on the date of the accident every year as compensation for general injury income of 10 percent only once for the first ten years if the insured has suffered bodily injury during the insurance period, has lost part of the body within two years from the date of the accident as a direct result of the cure of such injury, or has lost its function permanently or has lost its function permanently, and there is a disability with at least 80% of the payment rate prescribed in the attached Table 1 (Disability Classification).

If a beneficiary requests a lump-sum payment, the amount discounted at the scheduled interest rate (4% per annum) shall be paid.