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(영문) 인천지방법원 2017.09.29 2017고정1777
대부업의등록및금융이용자보호에관한법률위반등
Text

Defendant shall be punished by a fine of 2.5 million won.

If the defendant does not pay the above fine, KRW 100,000.

Reasons

Punishment of the crime

1. The Defendant violates the Act on the Registration of Loan Business and the Protection of Financial Users is a person who operates an unregistered loan company without any trade name in Bupyeong-gu Incheon Metropolitan City Officetel 203, and where an unregistered credit service provider lends a loan, the interest rate shall not exceed 25% per annum;

Nevertheless, around January 17, 2017, the Defendant loaned KRW 3,000,000 to the victim before his residence in Nam-gu Incheon Metropolitan City, and deducted KRW 300,000 from the prior interest, and entered into a loan agreement equivalent to 363.7% per annum on the condition that the Defendant shall pay KRW 60,000 per annum 60,000 per day.

Accordingly, the Defendant did not register the lending business as above and loaned more than 25% per annum.

2. On January 26, 2017, the Defendant of intimidation, on the ground that the said victim E was not able to repay the money borrowed from the Defendant from the Defendant, i.e., the victim’s cell phone (F) in the victim’s cell phone (F).

H. M.N. L.N. L.N.T.

In the case of a fake news, a woman who is not aware of his or her body, "I am special," and "I am special, I am special."

Of 10, 8, 9 sent the text message “Admony” to the victim, thereby threatening the victim.

Summary of Evidence

1. The defendant's legal statement (the second public trial date);

1. Statement made by the police for E;

1. Application of the Acts and subordinate statutes to the details of text, entry and withdrawal;

1. Relevant Article of the Act on the Registration of Loan Business and the Protection of Financial Users, Articles 19 (2) 3 and 11 (1) of the Act on the Registration of Loan Business and the Protection of Financial Users, Article 283 (1) of the Criminal Act and the selection of fines for the crime;

2. The former part of Article 37 of the Criminal Act, Articles 38 (1) 2 and 50 of the same Act, which increases concurrent crimes;

3. Article 70 (1) and Article 69 (2) of the Criminal Act to attract a workhouse.

4. Article 334 (1) of the Criminal Procedure Act concerning the order of provisional payment.

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