1. Defendant A shall be punished by imprisonment with prison labor for eight months.

2. Defendant B shall be punished by imprisonment for eight months.

except that this shall not apply.

Punishment of the crime

[Defendant D's Criminal Records] Case: The Seoul Northern District Court Decision on August 10, 2016: Imprisonment with prison labor for three years: Decision on December 17, 2016 (the structure of fraud crime of lending money to false workers' house lease): The National Land Traffic Department (the structure of fraud) operates a system of lending money to workers' house lease (the change to the Bel Team loan loan on January 2015) with the loan of the National Housing Fund to provide credit guarantee and loan with only documents related to employment, such as a certificate of employment without any special security, receipt of source collection of wage and salary income, and a lease-related contract with the National Housing Fund in order to stabilize the residence of homeless workers with no special security.

The act of financing workers' loan money fraud is a structure in which broskers, who were entrusted with the business of lending workers' loan money, submits only the documents related to their employment and the documents related to the lease of houses to the financial institution that was entrusted with the business of lending workers' loan without establishing a pledge right, etc. The lessor, taking into account the fact that the lessor is not obligated to deposit the loan in the relevant financial institution when returning the deposit money prior to maturity, making false employment-related documents, such as a certificate of employment in the name of the disguised company as if the person under the name of the lending applicant for the loan is in office, such as a certificate of employment, a detailed statement of payment, a certificate of collection of income tax, and a certificate of collection of income tax, and then make a false document related to the lease, such as a contract of lease with a subcontractor, a down payment receipt, etc., which was concluded by the Korea Housing Finance Corporation, while submitting the false documents to the financial institution.

[Specific facts constituting a crime] Defendant C is from Defendant D, who is a hub for the loan of the fund for lease on a house with false workers around May 2014.