A defendant shall be punished by imprisonment for three years.

Punishment of the crime

[Structure ] The Ministry of Land, Infrastructure and Transport operates the system of lending the entire house loan for workers (amended by January 2015, 201) with interest rate lower than the market interest rate if an application for a credit guarantee and loan to a financial institution entrusted with the business of lending the entire house loan for workers is filed with a financial institution that has been entrusted with the business of lending the entire house loan for workers with a loan of the National Housing Fund without any special security, such as a certificate of employment, receipt of the source of earned income collection, etc., and a lease-related documents, such as a contract for lease with a fixed day.

The act of financing workers’ loan fraud is a structure that makes false employment-related documents such as a certificate of employment, detailed statement of wages, certificate of source of income tax collection, etc. under the name of a disguised company, and makes a false document of lease-related documents such as contract of lease with a subcontractor, receipt of down payment, etc., and makes a false lessee mutually distributes loans received by requesting a credit guarantee of the Korea Housing Finance Corporation and the Korea Housing Finance Corporation to apply for the loan of the pre-paid housing loan to the relevant financial institution upon the repayment of the deposit due date, taking into account the circumstances that the loaner did not have an obligation to deposit the loan to the relevant financial institution upon the repayment of the deposit due date.

[Detailed Criminal Facts]

1. On September 2013, Defendant A related to the lessee C was introduced by the Plaintiff at the house of Dobong-gu Seoul Metropolitan Government, 101 Dong 1410 E, thereby serving as a false lessee, and Defendant C may receive a loan for the employee deposit money.