1. The insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant B is invalid.

2. The plaintiff, .

1. Facts of recognition;

A. On September 8, 2009, Defendant A entered into an insurance contract indicated in the separate sheet (hereinafter “instant insurance contract”) with the Plaintiff, and on October 7, 2013, Defendant A changed the contractual party of the instant insurance contract and the beneficiary of the non-life insurance to Defendant B, who is his father.

B. After that, Defendant A received hospital treatment from C for 15 days on January 4, 2010 on the grounds of its salts, tension, etc., as indicated in Table 1, for 30 times from that time to April 18, 2014, Defendant A received hospital treatment for 384 days in total.

Upon receiving a claim from the Defendants for insurance proceeds under the instant insurance contract, the Plaintiff paid Defendant A KRW 14,240,000, and KRW 6,980,000, and KRW 21,220,000, in total, to Defendant B by April 28, 2014.

Table 1: On January 3, 2010, the number of days of hospitalization of the hospital, which was the date and time of the occurrence of the incident, by the number of years of the date and time of the occurrence by Defendant A hospitalized.

1. 1. 2. 1. 1. 2. 1, 2, 2, 3. 1, 2, 4, 1. 1, 1, 2, 3, 1, 4, 1, 5, 1, 1, 3, 1, 4, 1, 1, 4, 1, 1, 1, 1, 2, 1, 2, 1, 2, 1, 1, 3, 2, 1, 1, 1, 2, 1, 1, 3, 4, 1, 1, 1, 2, 1, 1, 2, 1, 2, 1, 1, 2, 1, 2, 1, 3, 1, 2, 1, 1, 1, 1, 20, 1, 2,3, 2, 2010