The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal (2 million won of fine) is too unreasonable.

2. The circumstances favorable to the defendant include the fact that the defendant led to confession and reflects on the crime of this case, and that the defendant has no record of punishment for the same crime as this case.

However, considering the reality that the so-called large passbook is massed by the transfer of the means of electronic financial transaction as to the crime of this case, and such large passbook is abused for various crimes, it is difficult to view that the defendant's actually transferred passbook was used for financial fraud and the victim was committed, and that the defendant could not be used for the crime at all. The defendant committed the crime of this case without being aware of the past record of being punished for six months by imprisonment in 2012, and other factors such as the motive for the crime of this case, character and conduct of the defendant, the environment, family relationship, and the sentencing conditions specified in the argument of this case, such as the motive for the crime of this case, the defendant's character and behavior, family relationship, etc., are too unreasonable. Thus, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.