Defendant shall be punished by a fine of KRW 1,500,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Defendant

A is an unregistered credit service provider.

1. Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor who has jurisdiction

Nevertheless, around January 10, 2012, the Defendant received loan amounting to KRW 2.5 million, loan amounting to KRW 100,000,000 and KRW 30,000,000 per annum, and received annual interest rate of KRW 136.2%, which exceeds the statutory interest rate, and engaged in unregistered credit business as shown in the “attached Form” list.

2. Where a unregistered credit service provider grants a loan, the interest rate shall not exceed 30 percent per annum as provided for in the Interest Limitation Act;

Nevertheless, around January 10, 2012, the Defendant violated the limitation on the interest rate as shown in the “attached Form” list, such as by receiving repayment of 2.5 million won, loan period of 100 days, and 30 thousand won per annum of 136.2% per annum and exceeding the statutory interest rate.

3. No debt collector shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;

A. On January 2012, the Defendant: (a) sought that D would not pay the money to D; and (b) threatened D with the expression, “I would not pay the money to Chewing years before he would be called as a tax base of calculation of tax, calculation of tax, and payment of the money; and (c) why I would make it a false statement or why I would do so.”

B. On March 19, 2012, at around 19:00, the Defendant sought that D would not pay the money, and then threatened D with the expression “I am Chewing with no money before giving them. I am hing off. I am hing off. I am hing off. I am hing off. I am hing off. I am hing off if you would do so. I do so.”

C. On April 2012, the Defendant calls to D to D who did not pay the money to D and would not pay the money.

In order to pay money without theme, it is intended to pay back clothes and pay money until the money is paid.