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1. On July 22, 2014, insurance contracts entered in the separate sheet No. 20:44 with respect to the fire that occurred in Kimpo-si B.
Reasons
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. Basic facts
A. (1) On August 9, 2013, the Plaintiff is a “C” factory building owned by the Defendant in Kimpo-si B (hereinafter “instant factory building”) among the Defendant around August 9, 2013.
) Fire insurance contract for machinery, movable property, and facilities listed in the separate sheet (hereinafter “instant insurance contract”).
2) Of the general terms and conditions of the instant insurance contract, the main contents are as follows.
Part II Compensation Clause
1. The liability to compensate for fire (including explosion) 1. The type and cause for payment of insurance proceeds shall include cases where a fire or explosion, which occurred in the objects listed in the insurance policy (insurance policy) by the insured (person insured) during the insurance period, is excluded from the physical aids such as artificial organs or parts, and where the body of another is transplanted, and its function shall be replaced by such fire or explosion;
D. D. D. et al.:
(I) any loss suffered by the injury (hereinafter referred to as "physical disability") or by the burden of legally liable for damage to another person's property (hereinafter referred to as "damage to property") in accordance with the terms and conditions of this Agreement.
3. A company which does not pay insurance proceeds shall not compensate for any loss caused by the following:
(1) A liability to compensate for any loss caused intentionally by a contractor, an insured (in cases of a corporation, the out-of-the-counter institution executing the business of the director or the corporation), or his/her legal representative.
2. Fire damage 2-1. Fire damage (damage compensation within the insurance value limit);
1. The types and causes for the payment of insurance proceeds shall be limited to the items described in the Insurance Policy (Insurance Policy) and shall be covered by the following losses sustained by a fire (including rice) during the insurance period:
(1) Direct damage caused by a fire.