1. The defendant shall pay to the plaintiff KRW 142,192,140 and KRW 137,985,30 among them, from October 23, 2014 to the date of full payment.

On February 21, 2013, the Plaintiff entered into a credit transaction agreement to lend KRW 180,00,000 to the 60-month loan period and the 25% interest rate. The Defendant jointly and severally guaranteed the Defendant’s loan obligations to the Plaintiff of the Sejong Korea Development Bank. However, from August 11, 2014 to March 22, 2014, the obligation of the principal and interest of the loan as of October 22, 2014, based on the above credit transaction agreement, was lost the benefit under Article 7 of the said loan transaction agreement, by failing to pay the principal and interest in installments at least three times. As of October 22, 2014, the said obligation is the principal and interest of KRW 142,192,140 (=137,985, 300, 4,206,840). There is no dispute between the parties or may be evidence under subparagraphs 1 through 4.

According to the above facts, the defendant, as a joint and several surety, is obligated to pay the plaintiff the principal and interest of KRW 142,192,140 as well as the principal of KRW 137,985,30 as well as damages for delay calculated at the rate of 25% per annum from October 23, 2014 to the date of full payment.

If so, the plaintiff's claim shall be accepted for the reasons and it is so decided as per Disposition.