1. The plaintiff (appointed party)'s appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff (Appointed Party).

1. Basic facts

A. The Selection B is the spouse of the deceased E (hereinafter “the deceased”), and the Plaintiff, the Selection C, and D are the children of the deceased.

[hereinafter] In the case of a general name of the plaintiff and each of the designated parties, "the plaintiff, etc."

On June 7, 198, B entered into an insurance contract between the Defendant and the Deceased as the insured (hereinafter “instant 1 insurance contract”). The main terms and conditions of the instant 1 insurance contract are as follows.

Article 3 (Effect of Contracts) (3) Notwithstanding the provisions of the latter part of paragraph (2) of the Insurance Terms and Conditions, where the cause for the payment of insurance proceeds has occurred due to the "accident not subject to the insurance" (hereinafter referred to as "disaster"), as prescribed in attached Table 2, the responsibility under this Clause (excluding the part exceeding the limit of subscription as an occupation dangerous to the occupation of the insured) regardless of whether the insured is eligible insured.

Article 7 (Reasons for Payment of Insurance Money) (1) If the insured falls under any of the following cases, the Company shall pay the insurance money agreed upon to the beneficiary (see attached Form 1, e.g., attached hereto):

(1) Subparagraph 1 is omitted.

2. When the principal insured or the class insured dies due to any cause other than a disaster, and becomes a first grade disability in attached Table 3 (hereinafter referred to as "disabled disability"): When the principal insured or the class insured dies during the insurance period, and becomes a beneficiary of the first grade disability in attached Table 3 (hereinafter referred to as "high grade disability"): The payment of death benefit or the insurance benefit of the

3. When the prime insured or the subordinate insured dies or becomes disabled due to a disaster directly due to such disaster during the insurance period (hereinafter referred to as "case of failure to pay the insurance proceeds") Article 9 (Cases of failure to pay the insurance proceeds) (1) Any company shall be insured proceeds if the insured dies or becomes disabled due to any of the following cases: