Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Criminal facts

From around April 2005 to around April 2008, the Defendant borrowed money equivalent to approximately KRW 60 million from various loan companies from around 2008 to around 2008. In order to carry out insurance business, the Defendant borrowed money under the name of the insurer to pay insurance proceeds on a deposit basis for three to four months, and to terminate the insurance contract, and borrowed KRW 40 million from the rent due to insufficient payment. The Defendant borrowed KRW 40 million from her husband’s own husband’s name as the borrower borrowed approximately KRW 20 million from her husband’s debt with the loan “free repayment” and thus, there was no intention or ability to repay the loan within the agreed period even if the Defendant borrowed money from the victims.

1. Fraud against the victim B;

A. In the above circumstances, Defendant 1 should include the time limit money in a restaurant where the name in the Rool-dong at around April 18, 2008 is unknown. Defendant 1 should also pay the card to the victim at the restaurant where the name in the Rool-dong at around March 18, 2008 is unknown.

The interest on the loan of KRW 10 million shall be KRW 200,000 per month and shall be paid with no money received on November 2008.

“In doing so, they received KRW 9.8 million from the injured party and acquired the said money by fraud.

B. On October 2, 2008, the Defendant phoneed to the victim on October 2, 2008, and used “30 million won for one week on loan.”

“In doing so, he received KRW 2.7 million from the injured party and acquired the said money by fraud.

(c)

On November 20, 2008, the Defendant shall make a telephone to the victim on November 20, 2008, and pay the time limit for “the payment” to the victim.

1.0,000 won shall be lent to another person. It shall be repaid in one million won after the loan.

“In doing so, the defrauded received KRW 1 million from the injured party and acquired the said money by fraud.

(d)

On February 2, 2009, the Defendant should make phone calls to the victim on February 15, 2009 and pay interest to the victim.

It shall be repaid five months after the loan of 5 million won.

The phrase "," and the appurtenances received 4.6 million won from the injured party and acquired it by fraud.

E. The Defendant on 209.