1. The Defendant shall pay to the Plaintiff the annual amount of KRW 77,538,081 and KRW 35,675,025 from November 21, 2014 to the day of full payment.

Facts of recognition

The Defendant concluded a loan transaction agreement or a credit card use agreement with each bank listed below (hereinafter referred to as “foreign banks”) and borrowed money or used credit cards.

On June 28, 2013, non-party banks transferred claims against the defendant to the plaintiff, and around that time notified the defendant of the transfer of claims.

The remaining principal and interest of each loan as of November 20, 2014 shall be as specified in the following table:

On September 15, 2006, the sum of principal and interest on the loan extended by the transferring institution on the date of lending 30 million won,00,000,000,493,485 62,493,485 285 August 21, 2007, the Defendant paid 1,241,073,794,4004,035,4733 2,500,500,726,936,936, 9364 on September 30, 207, the annual interest rate of 30,000 won and interest on the loan extended by the new bank (the interest rate of 1,241,07,000,000,003,726,936, 9364, 2032,84, 235, 284, 785, 7875, 7875, 786

[Ground of recognition] Fact-finding without dispute, Gap evidence Nos. 1 through 6 (including each branch number in the case of additional numbers), and the fact of recognition as to the ground of claim as to the purport of the whole pleadings, the defendant is obligated to pay to the plaintiff damages for delay calculated at the rate of 17% per annum, which is the overdue interest rate, as claimed by the plaintiff from November 21, 2014 to the day of full payment, to the day of full payment, as to the total amount of each of the above loans and the principal amount of KRW 7,538,081, and the principal amount of KRW 35,675,025.

The defendant's judgment as to the defendant's defense of the expiration of the extinctive prescription shall be applied to each of the loans of this case against the plaintiff as commercial claims, and the five-year extinctive prescription period shall expire clearly.