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(영문) 서울남부지방법원 2017.06.01 2017고단1645
사기
Text

A defendant shall be punished by imprisonment with prison labor for up to six months.

Reasons

Punishment of the crime

허위 근로자 주택 전세자금 대출 사기 범행의 구조 국토 교통부는 국민주택기금을 재원으로 무주택 근로자들의 주거 안정을 위해 특별한 담보 없이 재직증명서, 급여 명세서 등 재직 관련 서류와 전세계약서 등 일정한 서류만 갖추어 대출을 신청하면 시중금리보다 낮은 금리로 대출해 주는 근로자 주택 전세자금 대출제도를 운영하고 있다 그러나 근로자 주택 전세자금 대출관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, the loan brosers held false employment-related documents and false contents related to the lessee as the loan holder and held false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to employment and the written contract for the lease of house to the financial institution and applied for the lease of house to the employee while submitting the written contract for the lease of house to the financial institution. If the request for confirmation of the actual contract for the lease of house enters into by the financial institution, the lessor who will perform the lease of house was confirmed as if the contract for the lease of house was actually executed by the financial institution, and acquired the employee's lease of house by taking over the loan for the lease of house and taking over the loan by dividing the loan.

As a false lessee, the Defendant obtained a loan of the employee deposit money in the above manner, along with a loan bromoer D, and conspired to divide it.

According to the above public offering, D is related to loans, such as a false certificate of employment, certificate of income tax source collection, copy of the benefit passbook, etc. prepared by the defendant as if the defendant works in E around June 2012.

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