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1. The defendant shall pay to the plaintiff KRW 74,490,843 and KRW 1,752,704 from June 4, 2020 to July 2, 2020.
Reasons
1. Basic facts
A. The Defendant, upon receiving a loan from the Plaintiff, approved that the basic terms and conditions of bank credit transactions and the basic terms and conditions of deposit transactions apply, and agreed to lose the benefit of time when the loan is overdue without paying the loan on the settlement date, and to apply the compensation rate for delay as determined by the Plaintiff.
(1) Goods: 8% of the loan of general household loan, 1,833,259, May 28, 2018, the date of loan, May 28, 2018, the maturity date of loan, May 28, 2028, the repayment method of repayment of interest and interest rate for arrears, and 8% of the interest rate for arrears; 2. Goods: general loan of household (division repayment), loan of 26,400,000, the date of loan, May 28, 2018, May 28, 2018, the maturity date of the loan, May 28, 2028, the repayment method shall be 9.6% of the interest rate for repayment.
The interest rates for each overdue period determined by the Plaintiff shall be as follows:
1) From March 24, 2015, where the period in arrears is less than one month, “6.0% of the applicable interest rate” and “7.0% of the applicable interest rate” and “7.0% of the applicable interest rate in the case of below three months,” and “8.0% of the applicable interest rate in the case of exceeding three months,” and “the applicable interest rate in the case of exceeding three months,” and “the lower of the applicable interest rate of 8.0%” and “the applicable interest rate of 15%” as of April 27, 2018, regardless of the period in arrears from April 27, 2018.
The form of the above loan is a loan the balance of which is increased or decreased or changed until the maturity of the loan due to repeated repayment of the loan by the defendant or the receipt of the loan. ① The amount of the principal and interest of the loan by the defendant is 1,752,704 won as of June 3, 2020, the amount of the principal and interest of the loan is 219,712 won as of June 3, 2020, the aggregate amount is 1,712 won as of C, delay damages, 1,972,416 won as of June 3, 2020, and the amount of the principal and interest of the loan is 25,307,601 won as of June 3, 2020, the amount of the principal and interest of the loan is 4,051,29,358,892 won as of June 3, 2020.