A defendant shall be punished by imprisonment for one year.

Punishment of the crime

[ 공모관계] 국토 교통부는 국민주택기금을 재원으로 무주택 근로자들의 주거 안정을 위해 특별한 담보 없이 재직증명서, 급여 명세서 등 재직 관련 서류와 전세계약서 등 일정한 서류만 갖추어 대출을 신청하면 시중금리보다 낮은 금리로 대출해 주는 근로자 주택 전세자금 대출제도를 운영하고 있는 바, 근로자 주택 전세자금 대출관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, the Defendant: (a) obtained a false employment-related document related to the Defendant and a false terms and conditions of a charter contract related to the Defendant, and (b) applied for a loan to a financial institution for the lease of a house for workers; (c) upon entering into a request to verify the actual status of a lease contract from a financial institution, a false lessor, who is performing a lessor, requested a loan of a house for workers to receive a lease of a house for workers, and then offered a loan to divide the loan by dividing the loan to a third party while performing his/her duties, such as confirming the actual status of a lease contract with a financial institution.

[2] On May 23, 2014, the Defendant was sentenced to a suspended sentence of two years for criminal fraud on the 31st of the same month with a prison term of six months in the Youngcheon District Court’s Young monthly support, and the said judgment became final and conclusive.

In accordance with the above public offering with the Defendant’s loan hub, around January 2013, the Defendant transferred to the Defendant the loan-related documents, such as a false employment certificate, income tax source collection confirmation, and a copy of the passbook, as if he works in D, as if he were to work in D, and the Defendant was in the name of the lessor E and the lessee in the name of the lessor E and the lessee.