The defendant's appeal is dismissed.

1. Summary of the grounds for appeal (in the original case, a fine of three million won);

2. Although there are no criminal records of the same kind of judgment, the act of lending the means of access, like the instant crime, is highly likely to be used for crimes such as Bophishing, etc., and thus, there is a high possibility of using the means of access actually leased by the Defendant, the damage was incurred due to the use of the means of access in the crime of fraud, and the sentencing conditions as shown in the instant pleadings, such as the Defendant’s age, character and conduct, are not heavy,

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.