1. The Defendant: (a) KRW 100,000,000 for the Plaintiff and 15% per annum from January 18, 2019 to May 31, 2019; and (b).

1. Basic facts

A. On September 2018, the Plaintiff entered into a D (18.6) insurance contract (hereinafter “instant insurance contract”) with the content that the Defendant would pay KRW 100 million to the Plaintiff when the Deceased died as a direct result of an injury during the insurance period, as the insured between the Defendant and the Defendant (hereinafter “the deceased”).

B. Under the instant insurance contract, the deceased’s occupation was specified as the ship engineer’s occupation. The total insurance premium of the instant insurance contract was KRW 58,000 per month, and the insurance premium was increased to KRW 11,442 per month, and the insurance amount was KRW 100 million in relation to the guarantee of “general injury death” among the coverage contents, and the insurance premium was the highest amount between KRW 8,400 and the insurance amount was the insurance amount and the insurance premium was the highest amount among the other coverage contents of the instant insurance contract.

C. Of the terms and conditions of the instant insurance contract, the contents pertaining to the instant case are as follows.

Article 2 (Definition of Terms and Conditions) of the General Terms and Conditions (Definition of Terms and Conditions)

2. Grounds for payment and injury to terms related to compensation: He shall mean injury inflicted on his body (excluding physical assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to any sudden and incidental external accident that occurred during the insurance period;

Article 3 (Reasons for Payment of Insurance Money) Section 2 of the General Terms and Conditions shall apply at the risk of guaranteeing them.

Article 6 (Reasons for Not Payment of Insurance Money) Unless otherwise agreed, the Company shall not pay the insurance money when any ground for the payment of insurance money related to injury under Article 3 (Grounds for Payment of Insurance Money) occurs due to the following acts for the purposes of occupation, duties or club activities, and shall not exempt the payment of the insurance premium:

(3) The duties of a crew member of a vessel, a fishing boat, a shooting boat, and other crew member of a vessel are to board a vessel.