1. The plaintiff (Counterclaim defendant)'s main claim is dismissed.

2. The plaintiff (Counterclaim defendant) is the defendant (Counterclaim plaintiff), 60,000.

On August 18, 2007, the Plaintiff is a company running the insurance business, and the Defendant entered into an insurance contract with the Plaintiff listed in the separate sheet (hereinafter “instant insurance contract”).

The insured amount of the general disability of injury guaranteed according to the special terms and conditions of the injury in the instant insurance contract is KRW 60,000,000, and the insured amount of the injury income compensation guaranteed pursuant to the special terms and conditions of the injury compensation contract is KRW 30,000,000.

The general terms and conditions of the instant insurance contract are as follows.

Article 14 (Compensation for Loss) (2) The Company shall be liable for any sudden and incidental accident during the insurance period of the Insured (hereinafter referred to as the "accident").

.I do not exclude physical assistive devices, such as water, clothing, bill, doctor's duty, etc.

) If he has sustained an injury, she shall have suffered from that injury (hereinafter referred to as "damage").

Part I (Common Terms and Conditions) and Part II (General Terms and Conditions Relating to Health) of the General Terms and Conditions. The Special Terms and Conditions Concerning the Death of the Injury of the Insurance Contract of this case include the following provisions:

(B)The injury suffered from the injury, and thereafter the injury is cured, and as a direct result, the rate of payment specified in the Disability Classification Schedule is less than 80 per cent, within two years from the date of the accident (hereinafter referred to as the “general aftermath disability”).

) If you have remaining, the amount calculated by multiplying the insurance coverage amount of the remaining disability by the payment rate set forth in the Disability Classification Table shall be paid to the beneficiary (the insured if no beneficiary is designated) as the insurance proceeds of the general disability. In addition, the Special Clause of the Insurance Contract of this case shall include the following provisions: