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(영문) 서울중앙지방법원 2014.10.22 2013가단5189039
구상금
Text

1. The Plaintiff:

A. Defendant A’s KRW 32,233,993 and for this, KRW 15% per annum from January 11, 2011 to November 30, 2012.

Reasons

1. Basic facts

A. In order to purchase houses of homeless workers, “E” et al., using the fact that the loans from the National Housing Fund funded by the Government with interest rate lower than that of the market without collateral to support the lending of the entire house loan to the financial institution entrusted with the relevant business affairs, and only the submission of a housing lease contract is made easily through a formal examination, the lending brokerage business operator links with those who can perform employment-related documents, such as a false certificate of employment, payment record of wages, and housing lease contract against loan applicants recruited by the lending brokerage business operator, and mediates the act of systematically using the method of dividing the loans from the financial institution to the participating parties by taking part in the loans.

B. Defendant A, who is a credit service provider, did not receive a loan in a normal way, arranged and arranged to the above “E”, and Defendant D, the representative of the F in charge of the credit rating company, was an employee of the above company, submitted to the National Health Insurance Corporation a certificate of employment in the name of the above company, a detailed statement of salary, etc. so that Defendant A, who was introduced through E, is not an employee of the above company, to obtain a loan for the pre-paid

C. Defendant A becomes aware of the Defendant B, the owner of the G Apartment 8, Dong-dong 801 (hereinafter “instant apartment”) in Gangnam-gu, Seoul, Gangnam-gu, Seoul, and became aware of any route (whether or not the aforementioned system is arranged as an organization for loans) and 2010

1. 16. Defendant B prepared a lease contract as if it rents the above apartment in KRW 60 million.

On February 5, 2010, Defendant A entered into a housing finance credit guarantee agreement with the Plaintiff to KRW 31,500,000 with the guaranteed principal, and later, Defendant A submitted the Plaintiff’s housing finance credit guarantee agreement, employment-related documents prepared by the above method, and lease agreement with Defendant B to Han Bank on the same day, and submitted KRW 35,000,000 with the employees’ full-time loan.

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