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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On September 28, 2002, the Plaintiff entered into a post office accident relief insurance contract (hereinafter “instant insurance contract”) with the Defendant setting the insured party B ( husband of the Plaintiff), the Plaintiff’s beneficiary, and the insurance period of 20 years. Article 12(1)3 of the instant insurance contract provides that “When the insured dies during the insurance period due to a holiday accident, KRW 50 million shall be paid when the insured dies during the insurance period.” Article 12(3) of the instant insurance contract provides that “The insurance premium already paid shall be paid when the insured dies due to a cause other than a disaster during the insurance period.”
B. The Deceased had disease, such as Teinson’s disease, alcohol liverism disease, and nephal bomism. In 198 and 2007, the Deceased received a high brupt surgery, and was hospitalized in 2010, and installed an artificial bruptism due to neutism in 2013.
C. On November 24, 2013, the Deceased was hospitalized at the Daejeon Hospital located in the official city from November 29, 2013 to December 3, 2013, and was hospitalized at the D Hospital, from December 24, 2013 to December 29, 2013, by suffering images, etc. from the catus catus and both shoulders, ambat, ambat, etc. (hereinafter “the instant disaster”), ambatum, etc. (hereinafter “the instant accident”), and then being hospitalized at the D Hospital located in Daejeon, from December 3, 2013 to March 24, 2014.
From March 24, 2014 to January 15, 2015, the Deceased died due to C’s hospital, Chungcheong University Hospital from January 15, 2015 to January 19, 2015, and from January 19, 2015 to February 20, 2015, the deceased died due to the suspension of cardiopulmonary function due to the extension of pulmonary function and pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary pulmonary Elimination from January 19, 2015 to February 20, 2015.
E. The Defendant paid to the Plaintiff KRW 9,728,00 in total due to the medical expenses, etc. incurred from the instant disaster, and KRW 2,868,00 in total, as a result of the death of the Deceased.