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(영문) 창원지방법원 진주지원 2018.06.07 2018가단32346
구상금
Text

1. The plaintiff's claim of this case is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. The facts below the basis facts do not conflict between the parties, or can be acknowledged in full view of the whole purport of the pleadings in each entry in Gap evidence Nos. 1 to 9.

The Plaintiff is an insurance company that runs the insurance business, and is an insurer that has concluded a fire insurance contract (hereinafter referred to as “instant insurance contract”) as follows with the Nonparty 3S:

Insurance types of housing fire insurance No. B policyholders (main contractor) and each household owner of the Tsung SS insured, the insurance subject matter from October 23 to October 23, 2016 to October 23, 2017 (1) and building 19 Dong-dong (1,421 household units), household materials, auxiliary facilities, and house fixtures total purchase amounting to 294,64,050,000 special terms and conditions security insurance amounting to 294,64,050,000 special terms and conditions.

B. around October 2015, the subject of the instant insurance contract, D’s director, the insured No. 108 2304, the subject of the instant insurance contract, requested the Defendant to install air conditioners, and accordingly, the Defendant continued to connect the air conditioners with the air conditioners set forth in 2304.

C. On July 22, 2017, around 18:19, the instant insurance contract occurred in the air conditioner room installed in Vietnam, No. 108, 2304, which is the object of the instant insurance contract (hereinafter “instant fire accident”). A fire that occurred in the air conditioner room located in the instant C apartment 108, 2304, 108, 2404, the immediate upper floor, and 2204, the lower floor, causing fire damage (hereinafter “instant fire accident”).

With respect to the damage caused by the instant fire accident, the Plaintiff, an insurer, paid the insured KRW 6,70,000 on January 15, 2018, and KRW 52,446,415 on January 25, 2018, respectively, paid the insurance proceeds of KRW 59,146,415.

2. The plaintiff's assertion

A. On October 2015, at the time of the installation of air conditioners, the Defendant connected electric power lines between the air conditioners and air conditioners at the time of the installation of air conditioners at the time of the installation of air conditioners at the time of the aforementioned 2304, and caused them to be contacted. Such contact situation has deteriorated more than two years after the lapse of two years, and the fire accident in the instant case.

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