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1.(a)
Defendant New Life Insurance Co., Ltd. shall be KRW 36,00,000 to Plaintiff A, and KRW 24,00,000 to Plaintiff B, respectively.
Reasons
1. The network C of the facts of recognition (hereinafter “the deceased”) entered into an insurance contract with the Defendants as the insured as indicated below.
[hereinafter] Defendant New Life Insurance Co., Ltd. (hereinafter “Defendant New Life Insurance Co., Ltd.”)
(3) The term “insurance contract entered into with the Defendant is the first insurance contract, and Defendant DB Insurance Co., Ltd. (hereinafter “Defendant DB”); and
(2) The term “insurance contract concluded with the Defendant” refers to the instant 2 insurance contract, and referred to as “in common,” respectively). Of the terms and conditions of the instant 1 insurance contract from July 5, 201 to July 5, 2062, the primary contents relating to the instant case are as follows: (a) on July 5, 2011, the heir of the New Life Insurance of the Defendant at the time of the beneficiary’s death, the insured amount of the insurance contract; (b) from July 5, 2011 to July 5, 2062, the heir of the New Life Insurance at the time of the beneficiary’s death; and (c) from September 1, 2015 to August 31, 2016, the heir of the New Life Insurance at the time of the beneficiary’s death.
Article 19 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (person receiving the insurance money) when any of the following events occurs to the insured (person receiving the insurance money):
4. Where he/she dies due to a disaster other than a traffic accident during the insurance period: The company under Article 21 to pay the general insurance proceeds for death of a disaster shall not prevent insurance proceeds when any of the following events occurs to cause the payment of insurance proceeds:
1. Where the insured (person to be insured) intentionally damages himself: Provided, That this shall not apply to the following cases:
Where the insured (person subject to insurance) causes the death of himself/herself in a situation in which he/she is unable to make a free decision due to mental disorder, etc., he/she shall be subject to subparagraph 4 of Article 19.